《金融理论与实务英语教程》是编者贺翔根据金融英语课堂教学的特点及FECT考试大纲的要求编写的，是一本适合金融学专业课堂教学或从业人员自学备考的FECT辅导教材。教材内容丰富，涵盖金融学专业主要基础理论及实务，包括货币理论、银行管理及银行业务、金融市场及实务、保险基础等。教材中的文章多数来自于近年来国内外英语原版著作、教材及国内权威机构发布的相关报告。

Chapter one Money

1 What Is Money? 

2 Development of Money 

3 Desirable Properties of Money

4 Functions of Money

5 Measuring Money

6 Motives for Holding Money 

Chapter Two An Overview of the Financial Industry in China

1 Banking Sector

2 Securities Sector

3 Insurance Innovation and Prospect of Insurance

Chapter Three Central Banking and Supervision of

Financial lnstitutions

1 Origin of Central Bank

2 Functions of a Central Bank

3 The Federal Reserve System

4 Three TooIs for Central Banking(Taking the Fed as an Example)

5 Banking Supervision

6 Securities Supervision

7 Insurance Supervision

Chapter Four Overview of Commercial Banks

1 Direct Finance and Indirect Finance 

2 Ma ior Functions of Commercial Banks 

3 Assets and Liabilities of a Commercial Bank

4 off．Balance．Sheet Activities

5 Theories of Bank Management

Chapter Five Bank Loans

1 Definition and Categories of Loans

2 The Credit Process 

3 Post．Disbursement Management

Chapter Six International Payment

1 Survey Of International Payment 

2 Instruments for International Settlement

3 Methods of InternatiOnal Settlement

4 Documents Used in InternatiOnal Settlement 

Chapter Seven Bank Accounting

1 What Is Accounting? 

2 Accounting Basis

3 Accounting Controls

4 The Chart of Accounts of a Bank

5 Account RecOnciliation 

6 Types of Income and Expenditure of a Bank

7 Assets and Liabilities of a Bank

8 Bad and Doubtful Debts

9 Foreign Exchange Transactions

10 The Cash Flows of a Bank 

Chapter Eight Securities and Financial Markets

1 Major Characteristics of Securities 

2 Money Market

3 Capital Market

4 Internationalization of Financial Markets  

Chapter Nine Foreign Exchange

1 Foreign Exchange and Its Market

2 Foreign Exchange Rate

3 Exchange Rate System

4 Exchange Controls

5 Foreign Exchange Risk 

6 Overview of Chinese Foreign Exchange System

7 Types of Transaction in Foreign Exchange Market

Chapter Ten Insurance

1 Insurance and Risks

2 Mathematic Basis of Insurance

3 Principles of Insurance

4 Insurance Contracts

5 Types of Insurance

6 Entities in Insurance Market

7 Insurance Management Practice

Chapter Eleven Bank Letters and Telecommunications

1 Bank Letters

2 Telex 

3 SWIFT 

4 Memos

5 Email

Bibliography