Bank Management & Financial Services reflects a new financial landscape, one in which new financial service institutions play an important role in shaping the financial industry. While the book's coverage primarlly centers on banking, applications to other financial Institutions are integrated within each chapter.
Preface
PART ONE
Introduction to the Business of Banking and Financial-Services Management
1 An Overview of Banks and the Financial-Services Sector
2 The Impact of Government Policy and Regulation on Banking and the Financial-Services Industry
3 The Organization and Structure of Banking and the Financial-Services Industry
4 The Financial Statements of Banks and Some of Their Closest Competitors
5 Measuring and Evaluating the Performance of Banks and Their Principal Competitors
PART TWO
Asset-Liability Management Techniques and Hedging against Interest Rate Risk and Credit Risk
6 Asset-Liability Management: Determining and Measuring Interest Rates and Controlling Interest-Sensitive and Duration Gaps
7 Using Financial Futures, Options, Swaps, and Other Hedging Tools in Asset-Liability Management
8 Asset-Backed Securities, Loan Sales, Credit Standbys, and Credit Derivatives: Important Risk-Management Tools for Banks and Competing Financial-Service Firms
PART THREE
Managing the Investment Portfolios and Liquidity Positions of Banks and Similar Financial Firms
9 The Investment Function in Banking and Financial Services Management
10 Liquidity and Reserve Management: Strategies and Policies
PART FOUR
Managing the Sources of Funds for Banks and Their Closest Competitors
11 Managing and Pricing Deposit Services
12 Managing Nondeposit Liabilities and Other Sources of Borrowed Funds
13 Sources of Fee Income: Investment Banking, Security Trading, Insurance, Trust, and Other Revenue-Producing Services
14 The Management of Capital
PART FIVE
Providing Loans to Businesses and Consumers
15 Lending Policies and Procedures
16 Lending to Business Firms and Pricing Business Loans
17 Consumer Loans, Credit Cards, and Real Estate Lending
PART SIX
The Path of Expansion for Banks and Competing Financial-Service Providers
18 Creating and Managing Service Outlets: New Charters, Branches, and Electronic Facilities
19 Mergers and Acquisitions: Managing the Process
20 International Banking Service Options
Appendix: Using a Financial Calculator
Dictionary of Banking and Financial-Service Terms
Index