本书采用国际化的视野和金融学教学的最新要求，以全面、简洁、实用为标准，通过18个章节展开阐述，涵盖了金融学的主要方面。从金融职业员工应具备的技能开始，介绍了金融的基本概念，如外汇汇率、利率、货币和银行、货币市场、筹资、财务报表、证券投资、债券、共同基金、证券交易所、期权期货、保险、国际金融组织和机构等。各章后还有词汇与表达法、注释、练习以及补充阅读文献，十分便于读者自学和课堂教学选用。本书内容新颖实用，适合大专院校的金融、保险和投资专业学生使用，也可作为金融行业从业人员提高英语水平的培训教材。

  CONTENTS

  Chapter 1 Careers in Finance

  New Words and Expressions

  Notes

  Exercises

  Reading Materials: Careers in Corporate Finance

  Chapter 2 Money and Banks

  New Words and Expressions

  Notes

  Exercises

  Reading Materials:Deposit Insurance and Bank Failures

  Seigniorage

  Chapter 3 Interest Rate and Exchange Rate

  New Words and Expressions

  Notes

  Exercises

  Reading Materials:Factors Affecting Interest Rate Policy

  The Need for Currency Exchange

  Chapter 4 Money Market

  New Words and Expressions

  Notes

  Exercises

  Reading Materials:Money Management

  Chapter 5 Business Financing

  New Words and Expressions

  Notes

  Exercises

  Reading Materials:Financing Through Franchising

  Chapter 6 Financial Statements

  New Words and Expressions

  Notes

  Exercises

  Reading Materials: Cash Flow Statement

  Chapter 7 Central Banks:The Federal Reserve System

  New Words and Expressions

  Notes

  Exercises

  Reading Materials:Foreign Central Banks

  Chapter 8 Bank for International Settlement

  New Words and Expressions

  Notes

  Exercises

  Reading Materials:Changes in the World s Financial Markets in the Last 30 Years and Its Implications for the Future

  Chapter 9 The World Bank

  New Words and Expressions

  Notes

  Exercises

  Reading Materials: What is the World Bank?

  Chapter 10 The Asian Development Bank

  New Words and Expressions

  Notes

  Exercises

  Reading Materials:Accelerating Agriculture and Rural Development for Inclusive Growth Policy Implications for Developing Asia

  Chapter 11 The Internationnal Monetary Fund

  New Words and Expressions

  Notes

  Exercises

  Reading Materials:World Economic Growth Stronger than Projected: IMF

  Chapter 12 The Foreign Exchange Market

  New Words and Expressions

  Notes

  Exercises

  Reading Materials:Foreign Exchange Spreads

  Chapter 13 Securities and Exchange Commission

  New Words and Expressions

  Notes

  Exercises

  Reading Materials:China Securities Regulatory Commission（CSRC）

  Chapter 14 Investments

  New Words and Expressions

  Notes

  Exercises

  Reading Materials: Investing

  Chapter 15 Bond Basics

  New Words and Expressions

  Notes

  Exercises

  Reading Materials:Retail Notes Make Bond Investing Easier

  Chapter 16 Mutual Funds

  New Words and Expressions

  Notes

  Exercises

  Reading Materials:The Truth Behind Mutual Fund Returns

  Chapter 17 Futures Markets

  New Words and Expressions

  Notes

  Exercises

  Reading Materials: Options Basics

  Chapter 18 Insurance

  New Words and Expressions

  Notes

  Exercises

  Reading Materials:Insight into Insurance Scoring

  Medicaid Versus LTC Insurance

  References