Today millions of people depend on their 401 (k) plans for their retirement income. Thanks to the Employee Retirement Income Security Act (ERISA) employees have been planning their own retirement finances--and benefiting from the stock market’s historic steady climb. Yet when 401 (k) s first became popular more than two decades ago, Robert Kiyosaki’s rich dad predicted grave financial consequences for the unprepared. Rich dad said, "Pension reform started by ERISA has flaws, flaws that will not be realized for years to come."

  Now the storm clouds have gathered. Some twenty years after ERISA was signed into law, rich dad’s prophecy has begun to come true. On April 3, 2000, the U.S. NASDAQ exchange recorded its biggest ever one-day fall...

"Will You Ever Be Able To Retire?" screamed the headlines on the cover of the July 29, 2002, edition of T/ME. With the recent sharp decline of the stock market and upheavals of corporations the life savings of millions of workers have deteriorated, caused by their 401 (k) retirement plans.

Robert Kiyosaki’s rich dad foresaw these unfortunate events more than two decades ago. His prophecy was that these retirement programs, created in the U.S. and adopted in various forms by many other countries, would cause one of the biggest stock market crashes in history.., a crash that is still coming.., a crash that will wipe out the retirement savings of millions of employees, leaving them dependent upon their families or the government in their later years. Rich dad often said, "Never in the history of the world have so many people bet their future financial security on the ups and downs of the stock market."

RICH DAD’S PROPHECY will show you how retirement financing will affect all of us, regardless of our age or where we live, sometime in the near future. And after it exposes the reasons behind the coming crash, it reveals not only the best ways to safeguard wealth but how to actually prosper from the events to come.

Introduction

Section One Is the Fairy Tale Over?

  Chapter 1        A Change in the Law... A Change in the Future

  Chapter 2        The Law Change That Changed the World

  Chapter 3        Are You Ready to Face the Real World?

  Chapter 4        The Nightmare Begins

  Chapter 5        What Are Your Financial Assumptions?

  Chapter 6        Just Because You Invest Does Not Mean You Are An Investor

  Chapter 7        Everyone Needs to Become an Investor

  Chapter 8        The Cause of the Problem

  Chapter 9        The Perfect Storm

Section Two Building the Ark

  Chapter 10       How Do You Build an Ark?

  Chapter 11       Taking Control of the Ark

  Chapter 12       Control #1: Control over Yourself

  Chapter 13       Control #2: Control over Your Emotions

  Chapter 14       How I Built My Ark

  Chapter 15       Control #3: Control over Your Excuses

  Chapter 16       Control #4: Control over Your Vision

  Chapter 17       Control #5: Control over the Rules

  Chapter 18       Control #6: Control over Your Advisors

  Chapter 19       Control #7: Control over Your Time

  Chapter 20       Control #8: Control over Your Destiny

  Conclusion       A Prophet’s Hope Is to Be Wrong

  Appendix 1       ERISA and 401(k) Plans

  Appendix 2       About Dave Stephens’s Program in Schools